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Welcome to Pines Financial Group, Inc.

Pines Financial Group is a collective of financial partners providing a broad range of services to meet the specific needs of you and your family. 

We understand the challenges of navigating the evolving financial market.  At Pines, we listen, answer questions, and help you make informed decisions regarding your financial future.  Our team combines experience and a passion for educating and empowering others.  We specialize through our registration with Royal Alliance Associates in Retirement and Investment Planning, Variable Annuity Planning, Life and Health Insurance, and Long-Term Care Insurance.
 
Please take advantage of the resources on our site and visit us often. Be sure to add our site to your list of favorites in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.

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Newsletters
  • Investors Are Human, Too
    In 1981, the Nobel Prize-winning economist Robert Shiller published a groundbreaking study that contradicted a prevailing theory that markets are always
  • Be Prepared to Retire in a Volatile Market
    In an ideal world, your retirement would be timed perfectly. You would be ready to leave the workforce, your debt would be paid off, and your nest egg would be
  • Understanding the Net Investment Income Tax
    It's been around since 2013, but many are still struggling to come to grips with the net investment income tax. The 3.8% tax, which is sometimes referred to as
  • Should I pay off my student loans early or contribute to my workplace 401(k)?
    For young adults with college debt, deciding whether to pay off student loans early or contribute to a 401(k) can be tough. It's a financial
  • Have you heard about the newest employee perk?
    What's one of the most cutting-edge employee benefits right now? Company-provided student loan assistance for employees who are paying back student loans.
    
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Pines Financial Group, Inc.
16020 Swingley Ridge, Suite 325
Chesterfield, MO  63017
Phone:  (636) 733-2399
Fax:  (636) 733-0040
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 Partners of Pines Financial Group, Inc. including Vincent Barreca are Registered Representatives of and offer securities products & services through Royal Alliance Associates, Inc., member FINRA/SIPC,. Insurance is offered through Pines Financial Group, Inc. which is not affiliated with Royal Alliance. 

In this regard, this communication is strictly intended for individuals residing in the states of Arizona, Arkansas, California, Colorado, Florida, Illinois, Indiana, Kansas, Louisiana, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, North Carolina, Ohio, Oklahoma, Tennessee, Texas, Virginia, and Wisconsin. No offers may be made or accepted from any resident outside the specific states referenced.

Sam Culella, Anthony Culella and Marvin Kiel offer investment advisory services through Royal Alliance Associates, Inc. a registered investment advisor offering advisory services in the state of Missouri. As such, these services are strictly intended for individuals residing in Missouri.


This communication is strictly intended for individuals residing in the state(s) of AL, AZ, AR, CA, CO, DE, FL, IL, IN, KS, LA, MD, MA, MI, MN, MS, MO, NY, NC, OH, OK, PA, TN, TX, VA and WI. No offers may be made or accepted from any resident outside the specific states referenced.
 


Check the background of this financial professional on FINRA's BrokerCheck.