Welcome to Pines Financial Group, Inc.
Here, you'll find information about our mission statement, approach and partners.

We specialize in Retirement and Investment Planning, Variable Annuity Planning, Life and Health Insurance, and Long-Term Care Insurance.

We've created this website to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most importantly, we hope you'll see the value of working with skilled professionals to pursue your personal financial goals.

Please take advantage of the resources on our site and visit us often. Be sure to add our site to your list of favorites in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.
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Newsletters
  • Four Questions to Ask Before You Open Your Wallet
    Even if you have the best of intentions, it's easy to overspend. According to a Gallup poll conducted June 9-15, 2014,* 58% of people who had shopped during the
  • Helping Your Parents Manage Their Finances
    As the U.S. population gets older, more people, particularly baby boomers, are confronting a dilemma. As parents age, their ability to manage their own
  • Importance of Timing a Roth IRA Conversion: An Example
    Conventional wisdom holds that if you convert a traditional IRA to a Roth IRA, you should never pay the conversion taxes from IRA assets. The reason
  • How can college students save and spend money wisely?
    College is a pivotal time in a young adult's life. Students gain a sense of independence that is accompanied by responsibility--especially when it
  • I'm having trouble paying my student loans. Do I have any options?
    If you or someone you know is having difficulty paying back student loans, consider investigating the government's three income-driven repayment
    
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Pines Financial Group, Inc.
16020 Swingley Ridge, Suite 325
Chesterfield, MO  63017
Phone:  (636) 733-2399
Fax:  (636) 733-0040
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 Partners of Pines Financial Group, Inc. including Vincent Barreca are Registered Representatives of and offer securities products & services through Royal Alliance Associates, Inc., member FINRA/SIPC,. Insurance is offered through Pines Financial Group, Inc. which is not affiliated with Royal Alliance. 

In this regard, this communication is strictly intended for individuals residing in the states of Arizona, Arkansas, California, Colorado, Florida, Illinois, Indiana, Kansas, Louisiana, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, North Carolina, Ohio, Oklahoma, Tennessee, Texas, Virginia, and Wisconsin. No offers may be made or accepted from any resident outside the specific states referenced.

Sam Culella, Anthony Culella and Marvin Kiel offer investment advisory services through Royal Alliance Associates, Inc. a registered investment advisor offering advisory services in the state of Missouri. As such, these services are strictly intended for individuals residing in Missouri.