Welcome to Pines Financial Group, Inc.
Here, you'll find information about our mission statement, approach and partners.

We specialize in Retirement and Investment Planning, Variable Annuity Planning, Life and Health Insurance, and Long-Term Care Insurance.

We've created this website to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most importantly, we hope you'll see the value of working with skilled professionals to pursue your personal financial goals.

Please take advantage of the resources on our site and visit us often. Be sure to add our site to your list of favorites in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.
Latest Video Client Alert
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    Financial professionals typically recommend that you review your employer-sponsored retirement savings plan annually and when major life changes occur. If you haven't
  • Periodic Review of Your Estate Plan
    An estate plan is a map that explains how you want your personal and financial affairs to be handled in the event of your incapacity or death. It allows you to
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    In its broadest sense, a phased retirement is a gradual change in your work patterns as you head into retirement. Specifically, a phased retirement usually refers to an
  • Are federal employees eligible for phased retirement?
    Yes, a phased retirement program is authorized by the Moving Ahead for Progress in the 21st Century Act or MAP-21. In 2014, the United States
Pines Financial Group, Inc.
16020 Swingley Ridge, Suite 325
Chesterfield, MO  63017
Phone:  (636) 733-2399
Fax:  (636) 733-0040
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 Partners of Pines Financial Group, Inc. including Vincent Barreca are Registered Representatives of and offer securities products & services through Royal Alliance Associates, Inc., member FINRA/SIPC,. Insurance is offered through Pines Financial Group, Inc. which is not affiliated with Royal Alliance. 

In this regard, this communication is strictly intended for individuals residing in the states of Arizona, Arkansas, California, Colorado, Florida, Illinois, Indiana, Kansas, Louisiana, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, North Carolina, Ohio, Oklahoma, Tennessee, Texas, Virginia, and Wisconsin. No offers may be made or accepted from any resident outside the specific states referenced.

Sam Culella, Anthony Culella and Marvin Kiel offer investment advisory services through Royal Alliance Associates, Inc. a registered investment advisor offering advisory services in the state of Missouri. As such, these services are strictly intended for individuals residing in Missouri.

This communication is strictly intended for individuals residing in the state(s) of AL, AZ, AR, CA, CO, DE, FL, IL, IN, KS, LA, MD, MA, MI, MN, MS, MO, NY, NC, OH, OK, PA, TN, TX, VA and WI. No offers may be made or accepted from any resident outside the specific states referenced.