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Welcome to Pines Financial Group, Inc.

Pines Financial Group is a collective of financial partners providing a broad range of services to meet the specific needs of you and your family. 

We understand the challenges of navigating the evolving financial market.  At Pines, we listen, answer questions, and help you make informed decisions regarding your financial future.  Our team combines experience and a passion for educating and empowering others.  We specialize through our registration with Royal Alliance Associates in Retirement and Investment Planning, Variable Annuity Planning, Life and Health Insurance, and Long-Term Care Insurance.
 
Please take advantage of the resources on our site and visit us often. Be sure to add our site to your list of favorites in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.

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  • For Women, a Pay Gap Could Lead to a Retirement Gap
    Women in the workforce generally earn less than men. While the gender pay gap is narrowing, it is still significant. The difference in wages,
  • Life Is for the Living, and So Is Life Insurance
    Life can be busy. The requirements of work and family often leave little time to step back and think about where you've been and where you're heading. But as
  • Medicare and Your Employer Health Plan
    If you plan to continue working after you reach age 65, you may be wondering how Medicare coordinates with your employer's group health plan. When you're eligible for
  • How do economists measure inflation, and why does it matter to investors?
    The Federal Open Market Committee (FOMC) adjusts interest rates to help keep inflation near a 2% target. The FOMC's preferred measure of inflation
  • How do TIPS help fight inflation?
    One way to help protect your portfolio against a sudden spike in inflation is by investing in Treasury Inflation-Protected Securities (TIPS).
    
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Pines Financial Group, Inc.
16020 Swingley Ridge, Suite 325
Chesterfield, MO  63017
Phone:  (636) 733-2399
Fax:  (636) 733-0040
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 Partners of Pines Financial Group, Inc. including Vincent Barreca are Registered Representatives of and offer securities products & services through Royal Alliance Associates, Inc., member FINRA/SIPC,. Insurance is offered through Pines Financial Group, Inc. which is not affiliated with Royal Alliance. 

In this regard, this communication is strictly intended for individuals residing in the states of Arizona, Arkansas, California, Colorado, Florida, Illinois, Indiana, Kansas, Louisiana, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, North Carolina, Ohio, Oklahoma, Tennessee, Texas, Virginia, and Wisconsin. No offers may be made or accepted from any resident outside the specific states referenced.

Sam Culella, Anthony Culella and Marvin Kiel offer investment advisory services through Royal Alliance Associates, Inc. a registered investment advisor offering advisory services in the state of Missouri. As such, these services are strictly intended for individuals residing in Missouri.


This communication is strictly intended for individuals residing in the state(s) of AL, AZ, AR, CA, CO, DE, FL, IL, IN, KS, LA, MD, MA, MI, MN, MS, MO, NY, NC, OH, OK, PA, TN, TX, VA and WI. No offers may be made or accepted from any resident outside the specific states referenced.
 


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