Welcome to Pines Financial Group, Inc.

Pines Financial Group is a collective of financial partners providing a broad range of services to meet the specific needs of you and your family. 

We understand the challenges of navigating the evolving financial market.  At Pines, we listen, answer questions, and help you make informed decisions regarding your financial future.  Our team combines experience and a passion for educating and empowering others.  We specialize through our registration with Royal Alliance Associates in Retirement and Investment Planning, Variable Annuity Planning, Life and Health Insurance, and Long-Term Care Insurance.
 
Please take advantage of the resources on our site and visit us often. Be sure to add our site to your list of favorites in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.

Latest Video Client Alert
Newsletters
  • Changes to Social Security Claiming Strategies
    The Bipartisan Budget Act of 2015 included a section titled "Closure of Unintended Loopholes" that ends two Social Security claiming strategies that have become
  • Filing Your 2015 Federal Income Tax Return
    Whether you're preparing your own tax return or paying someone to do it for you, tax season can be a stressful time of year. Make things easier on yourself by pulling
  • Quiz: Which Birthdays Are Financial Milestones?
    When it comes to your finances, some birthdays are more important than others. Take this quiz to see if you can identify the ages that might trigger financial changes.
  • What are required minimum distributions (RMDs)?
    Traditional IRAs and employer retirement plans such as 401(k)s and 403(b)s offer several tax advantages, including the ability to defer income taxes on both
  • Should I delay taking my first RMD?
    Your first RMD from a traditional IRA and an employer retirement plan must be taken for the calendar year in which you turn 70-1/2. However, if you're still working, you
    
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Pines Financial Group, Inc.
16020 Swingley Ridge, Suite 325
Chesterfield, MO  63017
Phone:  (636) 733-2399
Fax:  (636) 733-0040
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 Partners of Pines Financial Group, Inc. including Vincent Barreca are Registered Representatives of and offer securities products & services through Royal Alliance Associates, Inc., member FINRA/SIPC,. Insurance is offered through Pines Financial Group, Inc. which is not affiliated with Royal Alliance. 

In this regard, this communication is strictly intended for individuals residing in the states of Arizona, Arkansas, California, Colorado, Florida, Illinois, Indiana, Kansas, Louisiana, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, North Carolina, Ohio, Oklahoma, Tennessee, Texas, Virginia, and Wisconsin. No offers may be made or accepted from any resident outside the specific states referenced.

Sam Culella, Anthony Culella and Marvin Kiel offer investment advisory services through Royal Alliance Associates, Inc. a registered investment advisor offering advisory services in the state of Missouri. As such, these services are strictly intended for individuals residing in Missouri.


This communication is strictly intended for individuals residing in the state(s) of AL, AZ, AR, CA, CO, DE, FL, IL, IN, KS, LA, MD, MA, MI, MN, MS, MO, NY, NC, OH, OK, PA, TN, TX, VA and WI. No offers may be made or accepted from any resident outside the specific states referenced.