Our Process

We follow a process to help you increase the probability that you will meet your financial goals.

1. Through personal consultations with you, we develop a personal profile of your specific needs and objectives. We take many things into account, including your time horizon, attitudes, needs and goals

2. Using this information, we develop a personalized financial analysis. We then provide specific recommendations for your consideration

3. If you decide to move forward, we implement your plan by using multiple products and approaches, with each plan specifically tailored to your needs and goals.

4. We monitor your entire financial picture, not just your investments. If anything has changed, we can adjust the plan accordingly.

5. The most important aspect of our relationship is comprehensively reviewing the plan on a regular basis. This includes account level performance reports and statements providing details of your accounts.

Partners of Pines Financial Group including Vincent Barreca are Registered Representatives of and offers securities products & services through Royal Alliance Associates, Inc. Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of Arizona, Arkansas, California, Colorado, Florida, Illinois, Indiana, Kansas, Louisiana, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, North Carolina, Ohio, Oklahoma, Tennessee, Texas, Virginia, and Wisconsin. No offers may be made or accepted from any resident outside the specific states referenced.

Sam Culella, Anthony Culella and Marvin Kiel offer investment advisory services through Royal Alliance Associates, Inc. a registered investment advisor. Offering advisory services in the state of Missouri. As such, these services are strictly intended for individuals residing in Missouri.

IMPORTANT CONSUMER INFORMATION:

A broker-dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker-dealer, investment adviser, BD agent or IA rep registration requirements, as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirement, or an applicable exemption or exclusion.

For information concerning the licensing status or disciplinary history of broker-dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.

PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to.

Our Process

Contact Info

Pines Financial Group