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Office: (636) 733-2399

16020 Swingley Ridge Road

Suite 325

Chesterfield, MO 63017

hstapleton@pinesfinancial.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Copyright 2026 FMG Suite.

Partners of Pines Financial Group, Inc. are Registered Representatives of and offer securities products and services through Osaic Wealth, Inc., member FINRA/SIPC. Insurance is offered through Pines Financial Group, Inc. which is not affiliated with Osaic Wealth, Inc. Sam Culella and Anthony Culella offer investment advisory services through Osaic Wealth, Inc.

This communication is strictly intended for individuals residing in the states of AR, AZ, CA, CO, FL, IA, IL, KS, KY, LA, MA, MD, MI, MO, MS, MT, NC, NY, OH, OK, PA, SC, SD, TN, TX, VA, WA, WI, WY. Registrations may vary by individual representative. No offers may be made or accepted from any resident outside the specific state(s) referenced.