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Our Team

about us
Professionals Who Care

Pines Financial Group is a team of professionals dedicated to offering a comprehensive range of services tailored to meet the unique needs of you and your family. We understand the complexities of an ever-changing financial landscape, and we're here to guide you through it.

At Pines, we take the time to listen, answer your questions, and educate you to make informed decisions about your financial future. Through our partnership with Osaic Wealth, we specialize in Retirement, Investment, and Education Planning, Variable and Indexed Annuities, and both Life and Long-Term Care Insurance.

Meet the Team
Who you'll be working with

Sam Culella

Sam Culella

Managing Partner

samc@pinesfinancial.com

Sam is one of the founding partners of Pines Financial Group, Inc. He has devoted the last 50+ years to providing expert financial guidance in areas such as retirement, estate, and financial planning. Known for his dedication,...
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Tony Culella

Tony Culella

Partner

tonyc@pinesfinancial.com

With two decades of expertise in Wealth Management and Financial Planning, Tony is committed to assisting clients in reaching their financial objectives. Driven by his dedication to his clients, he takes the time to understand their...
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Marvin Kiel

Marvin Kiel

Partner

mkiel@pinesfinancial.com

Marvin is a seasoned financial planning consultant with a career spanning more than 40 years. Since 1979, he has been helping clients build, manage, and protect their wealth through thoughtful, personalized financial strategies. His...

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Heather Stapleton

Heather Stapleton

Office Manager

hstapleton@pinesfinancial.com

Heather has been with Pines since 2012. Before joining the team, she spent 14 years as the "family CEO," raising her children while actively volunteering at their schools and at church. This period of dedication to her family and...
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Kate Gansen

Kate Gansen

Administrative Assistant

kgansen@pinesfinancial.com

Kate brings a diverse skillset to her role as an Administrative Assistant, blending a strong attention to detail with a naturally bubbly and approachable personality. After dedicating 20 years to being a stay-at-home mom, during which...
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Noel Williams

Noel Williams

Administrative Assistant

nwilliams@pinesfinancial.com

Noel joined the Pines team in 2025 and has quickly become a valuable addition thanks to her positive attitude, quick learning ability, and sense of humor. Originally from the greater St. Louis area, Noel spent five years on the West...
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Making smart financial decisions doesn’t have to be overwhelming. Let’s talk and see how we can help you.

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